Privacy Policy

1. Data Operator and Controller

Fame Finance, located in Tokyo, Japan, operates the platform "AI in Personal Finance: Automated Tools for Budgeting and Asset Management." As a provider of sophisticated financial technology, we are committed to protecting the privacy of our users in accordance with the Act on the Protection of Personal Information (APPI) of Japan.

For the purposes of this policy, Fame Finance acts as the "Personal Information Handling Business Operator." We ensure that all personal data is processed fairly, lawfully, and transparently.

2. Categories of Data Collected

We collect and process various types of information to provide our automated budgeting and asset management services:

• Identity Data: Full name, date of birth, and government-issued identification where required for high-tier asset management.
• Contact Data: Email address, telephone number, and residential address.
• Financial Data: Bank account details, transaction history, investment portfolios, and asset valuations processed via our AI algorithms.
• Technical Data: IP address, browser type, device information, and geolocation data (Tokyo/Japan localized).
• Usage Data: Information on how you interact with our AI tools, budgeting patterns, and interface preferences.
• Cookies: We use essential and analytical cookies to improve user experience. Please refer to our Cookie Policy for more details.

3. Purpose and Legal Basis for Processing

In alignment with Japanese legal standards and global best practices, Fame Finance processes your data based on the following legal grounds:

• Performance of Contract: To provide the AI-driven budgeting services and asset management tools you have requested.
• Legal Obligation: To comply with Japanese financial regulations, anti-money laundering (AML) laws, and tax reporting requirements.
• Legitimate Interest: To improve our AI models, ensure network security, and prevent fraudulent activities within the Fame Finance ecosystem.
• Consent: Where you have provided explicit permission, such as for marketing communications or specific data sharing with third-party financial advisors.

4. Data Retention Period

Fame Finance retains personal information only for as long as is necessary to fulfill the purposes for which it was collected. Typically, this includes the duration of your account activity plus an additional period of seven (7) years to comply with Japanese commercial and tax record-keeping requirements.

Once the retention period expires, data is either permanently deleted or rendered anonymous so that it can no longer be associated with a specific individual, primarily for use in training our financial AI models.

5. Third-Party and Cross-Border Transfer

We do not sell your personal data to third parties. However, we may share information with:

• Cloud infrastructure providers and data hosting services located in Japan or secure international jurisdictions.
• Financial institutions and API providers (e.g., Plaid or local Japanese banking APIs) to sync your financial data.
• Regulatory bodies and law enforcement agencies when required by the laws of Japan.

If personal data is transferred outside of Japan, Fame Finance ensures that the recipient country provides an adequate level of protection as defined by the Personal Information Protection Commission (PPC) or through standard contractual clauses.

6. Your Rights under APPI

As a data subject under Japanese law, you possess the following rights regarding your personal information:

• Right to Access: You may request disclosure of the personal data we hold about you.
• Right to Correction: You may request the correction of inaccurate or incomplete data.
• Right to Cease Use: You may request that we stop processing your data if it is being handled outside the scope of the intended purpose or obtained by improper means.
• Right to Deletion: You may request the erasure of your data under specific conditions provided by the APPI.

To exercise these rights, please contact our Data Protection Officer through the channels listed in Section 8.

7. Security Measures

Fame Finance employs rigorous technical and organizational measures to safeguard your financial information. This includes AES-256 encryption for data at rest, SSL/TLS protocols for data in transit, and multi-factor authentication (MFA) for all account access. Our AI infrastructure is regularly audited for vulnerabilities to ensure the integrity of your asset management data.

8. Contact and Implementation